By Magical Credit
Hello,
Thank you for contacting Magical Credit.
Yes, we do accept Baby Bonus/Canada Child Tax Benefit as a source of income to qualify.
Unfortunately, if your wife is currently receiving the described income, she will need to apply in her name as we do not require co-borrowers or co-signers to be approved for a loan.
To learn what types of incomes qualify, please refer to the following link:
https://www.magicalcredit.ca/who-qualifies/
If you have any further questions on how our program works, please give our office a call at 1-877-213-2088 and we will be more than happy to speak with you.
If your wife is interested and ready to apply, she can easily apply here:
Regards,
Customer Service.