Canadian Subsidy Loans

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Canadian Subsidy Loans

Hi Magical Credit,

I have been looking to get a loan to fund expenses that have come up.
I want to borrow funds from my wife’s baby bonus check (with her permission of course) will she need to apply for the loan or can I apply as her spouse? 


By Magical Credit

Thank you for contacting Magical Credit.
Yes, we do accept Baby Bonus/Canada Child Tax Benefit as a source of income to qualify.
Unfortunately, if your wife is currently receiving the described income, she will need to apply in her name as we do not require co-borrowers or co-signers to be approved for a loan.

To learn what types of incomes qualify, please refer to the following link: 

If you have any further questions on how our program works, please give our office a call at 1-877-213-2088 and we will be more than happy to speak with you.
If your wife is interested and ready to apply, she can easily apply here:


Customer Service.
Level 6 (XP: 2450)
Learn more about the subsidy loan options available to you through Magical Credit.


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