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Online Loans for Low Income

Best Short Term Loans For Students I need a loan ASAP and wanted to apply online as I heard it was faster. I do not make a lot of money and need to know if I can apply even if I am ‘low income’. ...AnswerHello and Thank you for Contacting Magical Credit!   We specialize in loans for low income earners as long as you receive a minimum income of $600 a month and direct deposit you are able to qualify ...

Online Loans for ODSP

Online Loans for ODSP I am currently on ODSP and need a loan urgently to cover some unexpected bills. Is there a minimum amount that I need to be making monthly in order to qualify? How can I make sure ...Answer Hello and Thank you for Contacting Magical Credit!   Unfortunately we no longer lend to ODSP income or Social Assistance. BUT We do offer short term, subsidy and bad credit loans from $500-$10,000 monthly, ...

Online Loans for Child Tax

Online Loans for Child Tax Hi there I heard your company offers some of the best online loans for child tax benefits.   Do you offer flexible repayment options?   What happens if I default ...Answer Hello! Thank you for your interest in our company!    At Magical Credit we offer child tax benefit loans as long as you receive $600  a month along with direct deposit.   Our ...

Best Online Student Loan Companies in Canada

Best Online Student Loan Companies in Canada So I live in Canada where the price for an education is really high and now I need additional funds to be able to cover the cost of books, transportation ...Answer Hello! Good Question.   If you are receiving a minimum income of $600 and you have been employed for 3 months or longer you can apply off your part time working income.    At Magical ...

Bad Credit Installment Loans Guaranteed Approval Canada

Bad Credit Installment Loans Guaranteed Approval Canada This may be a long-shot but I was hoping you could offer some information about installment loans and being able to guarantee approval.   ...AnswerHello!   Magical Credit  is a bad credit lender we never go off your credit score we take other factors into consideration such as what you receive from your income.   If your income is ...

Bad Credit Installment Loans Guaranteed Approval Canada

Bad Credit Installment Loans Guaranteed Approval Canada This may be a long-shot but I was hoping you could offer some information about installment loans and being able to guarantee approval.   ...AnswerHello!   Magical Credit  is a bad credit lender we never go off your credit score we take other factors into consideration such as what you receive from your income.   If your income is ...

No Income Loans Canada

No Income Loans Canada I have been out of a job and just need a loan to help my family and I out until I secure a full time job.   Can I still get a loan if I currently do not have a full time ...AnswerHello!   Thank you for contacting us.   Magical Credit not only lends to employment income but we also lend to non traditional sources of income.   You are required to be receiving an ...

Can I Apply for a Loan in Canada if I owe the Government Tax Money?

Can I Apply for a Loan in Canada if I owe the Government Tax Money? Hi there,  I need some help as I cannot find any information anywhere.   I owe the government some money in taxes which ...AnswerHello, Thank you for contacting Magical Credit.   Unfortunately, if you currently have any debts in collections we would not be able to qualify you for a loan.   Once you have been discharged, ...

Canadian Subsidy Loans

Canadian Subsidy Loans Hi Magical Credit, I have been looking to get a loan to fund expenses that have come up.   I want to borrow funds from my wife’s baby bonus check (with her permission ...AnswerHello, Thank you for contacting Magical Credit.   Yes, we do accept Baby Bonus/Canada Child Tax Benefit as a source of income to qualify.   Unfortunately, if your wife is currently receiving ...

Child Care Subsidy Loan

Child Care Subsidy Loan I noticed on your website that you offer a wide variety of subsidy loans to different provinces in Canada. Does this include the Universal Child Care Benefit? AnswerHello!   And thank you for reaching out to the Magical Credit team.    Great question, yes we do offer loans to Canadian Child tax benefit income in all provinces accept for Manitoba and ...

Maternity Loan Requirements

Maternity Loan Requirements  I will be going on Mat leave soon and was wondering what some of the requirements are in order to apply for a loan. How does the process work? Thank you. AnswerThank You For Reaching Out To Our Magical Credit Team about Maternity Loan Requirements!    One of the government incomes we do offer loans to is EI Maternity, as long as you have a ...

Reviews

23 member reviews
    I needed a loan quickly, easy and simple and quick approval, amazing experience and customer service, will be recommendi...
    Fast and easy application process, great customer service! I will be doing more business with Magical Credit! Thanks for...
    By Eric
    Easy and they treat you like a normal person and walk you through the whole process
    Fast and friendly! Recieved my loan within 3 days!

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