How Soon After Bankruptcy Can I Apply for Credit?

By Magical CreditBad Credit LoansOctober 26, 20174 comments

How Soon After Bankruptcy Can I Apply for Credit? I have been discharged from my bankruptcy and am now looking for ways to rebuild my credit. I was wanting to know more about what it is like ...AnswerHello Thank you for contacting Magical Credit! If you have been discharged from bankruptcy and are looking to rebuild your credit you have come to the right place! Magical Credit does ...

Bill Payment Loans

By Magical CreditShort Term LoansOctober 24, 20173 comments

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Bill Payment Loans I had an unexpected expense over the last month and now I would like to be able to pay off the debt I have accumulated by making one monthly payment. Do you offer loans for ...AnswerHello and Thank you for your interest in us at Magical Credit! If you have an unexpected bill and bills are accumulating we would be happy to help you! Apply today and be approved in ...

What are insolvency loans?

By Magical CreditBad Credit LoansOctober 20, 20172 comments

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What are insolvency loans? I have been determined to be in a state of insolvency as I cannot keep up with debt payments. Someone mentioned that there is the possibility to apply for something ...AnswerHello, Thank you for contacting us! Magical Credit is a short term private lender who help people with bad credit. If you are interested in Consolidating all your debts into ...

Where Can I Get a Loan with Bankruptcy?

By Magical CreditBad Credit LoansOctober 18, 20173 comments

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Where Can I Get a Loan with Bankruptcy? I will soon be released from a bankruptcy and I was wanting to know if I can start the approval process for a loan sooner. I only have 4 weeks left in ...Answer Hello, Thank you for contacting Magical Credit. We do require that you have been discharged from your bankruptcy in order to qualify for a loan with Magical Credit. We do report to ...

Canadian Subsidy Loans

By Magical CreditSubsidy LoansSeptember 26, 20172 comments

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Canadian Subsidy Loans Hi Magical Credit, I have been looking to get a loan to fund expenses that have come up. I want to borrow funds from my wife’s baby bonus check (with her permission ...AnswerHello, Thank you for contacting Magical Credit. Yes, we do accept Baby Bonus/Canada Child Tax Benefit as a source of income to qualify. Unfortunately, if your wife is currently receiving ...

Baby Bonus Loans NL

By Magical CreditSubsidy LoansAugust 21, 20171 comments

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Baby Bonus Loans NL I noticed that you offer baby bonus loans in NL, are these short term loans? What is the repayment structure like? AnswerHello! Thank you for your inquiry. Yes! We do offer baby bonus loans in Newfoundland; our loans are from $500-$10,000 from 6 months to 12-24 monthly, semi monthly, biweekly payment options. ...

NLCB Loans

By Magical CreditSubsidy LoansAugust 18, 20171 comments

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NLCB Loans I Heard That Requesting A Canada Pension Plan Loan Is A Possibility If Needed. How Does This Loan Work And Will I Be Taxed In Anyway?AnswerHello! Thank you for your question, we do offer baby bonus loans in newfoundland! If you receive a minimum of $600.00 a month and your income is directly deposited from your child tax you ...

Private Pension Loans

By Magical CreditSubsidy LoansAugust 14, 20171 comments

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Private Pension Loans I live in BC and was wondering if your company offers Private pension loans in my province. What are some of the companies you normally work with? Thank you.AnswerHello! Thank you for your question. We offer loans anywhere in Canada except for Manitoba and Quebec. We do lend to private pension income, here at Magical Credit we lend ...

No Minimum Income Loans

By Magical CreditShort Term LoansAugust 7, 20172 comments

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No Minimum Income Loans Hello! Thank you for your question. Here at Magical Credit. we offer loans to low income earners. We do require that you are receiving an income but it is a low income of $600.00 a month. To find out more information on how our program works you ...

Loans for Single Mothers

By Magical CreditShort Term LoansAugust 4, 20172 comments

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Loans for Single Mothers I am a single mother and am in need of a loan to cover some unexpected costs that have come up. I really need help but most of the loans I have applied to require a minimum income. ...AnswerHello! Thank you for contacting Magical Credit. We do require an income but it is a Low Minimum Income Of $600.00 Dollars A Month. We offer loans to low income situations which ...

Child Care Subsidy Loan

By Magical CreditSubsidy LoansAugust 2, 20171 comments

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Child Care Subsidy Loan I noticed on your website that you offer a wide variety of subsidy loans to different provinces in Canada. Does this include the Universal Child Care Benefit? AnswerHello! And thank you for reaching out to the Magical Credit team. Great question, yes we do offer loans to Canadian Child tax benefit income in all provinces accept for Manitoba and ...

Canada Pension Plan Loans

By Magical CreditSubsidy LoansJuly 26, 20171 comments

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Canada Pension Plan Loans I heard that requesting a Canada pension plan loan is a possibility if needed. How does this loan work and will I be taxed in anyway?AnswerHello! Thank you for your interest in Magical Credit! We do offer loans for Canadian Pensioners as long as you are receiving a Minimum Of $600.00 A Month and your income is direct deposit ...

Loans for Ontario Works

By Magical CreditSubsidy LoansJune 15, 20171 comments

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Loans for Ontario Works Does Magical Credit offer loan options for those on the Ontario Works subsidy program. If so what are some of the repayment schedules? AnswerThank you for reaching out to us at Magical Credit. Unfortunately, as of December 1st we no longer lender to Ontario Works income. You can visit our website to see the other types of incomes we do offer ...

Bad Credit Short Term Loans Canada

By Magical CreditBad Credit LoansJune 10, 20174 comments

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Bad Credit Short Term Loans Canada So I am in need of a short term loan but have bad credit. As in I just got out of consumer proposal bad. What can I do to get approval? What are my options? ...AnswerThank you for reaching out to the Magical Credit team with your question! You can absolutely apply for a loan with us as we do offer loans to people with Poor Credit because here at Magical Credit we ...

Fast Subsidy Loans Canada

By Magical CreditSubsidy LoansJune 6, 20171 comments

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Fast Subsidy Loans Canada I need to borrow around $2000.00 fast! Don’t know where else to apply and I do not want to apply to more than one place as I’m afraid the hits on my account will affect ...AnswerThank you for contacting the Magical Credit team with your question about fast subsidy loans! Magical Credit offers Fast And Easy Loan Options, once you apply you will hear back in ...

Payday Loans Email Money Transfer

By Magical CreditShort Term LoansFebruary 4, 20172 comments

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Payday Loans Email Money Transfer I need a payday loan that I can pay back in installments and was wondering if there are loans available via email money transfer? This makes things more ...AnswerHello! Magical Credit is a short term private lender with 12-24 monthly, semi-monthly, and bi-weekly payment options. We do not offer the e-transfer option, if you are approved, ...