What are insolvency loans?

By Magical CreditBad Credit LoansOctober 20, 20172 comments

What are insolvency loans? I have been determined to be in a state of insolvency as I cannot keep up with debt payments. Someone mentioned that there is the possibility to apply for something ...AnswerHello, Thank you for contacting us! Magical Credit is a short term private lender who help people with bad credit. If you are interested in Consolidating all your debts into ...

Where Can I Get a Loan with Bankruptcy?

By Magical CreditBad Credit LoansOctober 18, 20173 comments

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Where Can I Get a Loan with Bankruptcy? I will soon be released from a bankruptcy and I was wanting to know if I can start the approval process for a loan sooner. I only have 4 weeks left in ...Answer Hello, Thank you for contacting Magical Credit. We do require that you have been discharged from your bankruptcy in order to qualify for a loan with Magical Credit. We do report to ...

Loan Interest Rates After Consumer Proposal

By Magical CreditShort Term LoansOctober 8, 20172 comments

Loan Interest Rates After Consumer Proposal Hi there, If I am interested in applying for a loan through your company will my interest rates be higher? I was discharged from a consumer proposal ...AnswerHello, Thank you for contacting Magical Credit. Congratulations on successfully completing your consumer proposal! At Magical Credit we specialize in bad credit loans, that is why ...

Loans After Consumer Proposal in Canada

By Magical CreditShort Term LoansOctober 6, 20172 comments

Loans After Consumer Proposal in Canada Hi there, I recently finished a consumer proposal and was wanting to know if there is a minimum amount of time I need to be discharged in order to apply ...AnswerHello, Thank you for contacting Magical Credit. Congratulations on successfully completing your consumer proposal! At Magical Credit there is no minimum time requirements for ...

Online Business Loans in Canada

By Magical CreditShort Term LoansOctober 4, 20172 comments

Online Business Loans in Canada Hi there, Does Magical Credit Offer loan options for individuals looking to start an online business? Any information would be amazing! Thank you. AnswerHello, Thank you for contacting Magical Credit. Yes, we offer all types of loans for your personal needs, which could include starting an online business. We are a short term private lender ...

Business Start-Up Loans in Toronto

By Magical CreditShort Term LoansOctober 2, 20173 comments

Business Start-Up Loans in Toronto Hi there, I noticed that you offer more flexible short term loans and was wanting to know if I could apply for a startup loan. I am thinking of starting an ...AnswerHello, Thank you for your interest in loaning with Magical Credit. We are a short-term private lender and our loans are from 6-24 months. We offer all different loan types depending ...

Small Business Loans for Bad Credit

By Magical CreditShort Term LoansSeptember 30, 20172 comments

Small Business Loans for Bad Credit Hi there, Will I be eligible for a small business loan if I have bad credit? What are some the criteria I need to have in order to be eligible? AnswerHello, Thank you for contacting Magical Credit. We are a bad credit lender, we never go off your credit score, we look at the overall report of your credit as we do require to see some positive ...

Can I Apply for a Loan in Canada if I owe the Government Tax Money?

By Magical CreditSubsidy LoansSeptember 28, 20172 comments

Can I Apply for a Loan in Canada if I owe the Government Tax Money? Hi there, I need some help as I cannot find any information anywhere. I owe the government some money in taxes which ...AnswerHello, Thank you for contacting Magical Credit. Unfortunately, if you currently have any debts in collections we would not be able to qualify you for a loan. Once you have been discharged, ...

Canadian Subsidy Loans

By Magical CreditSubsidy LoansSeptember 26, 20172 comments

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Canadian Subsidy Loans Hi Magical Credit, I have been looking to get a loan to fund expenses that have come up. I want to borrow funds from my wife’s baby bonus check (with her permission ...AnswerHello, Thank you for contacting Magical Credit. Yes, we do accept Baby Bonus/Canada Child Tax Benefit as a source of income to qualify. Unfortunately, if your wife is currently receiving ...

Short Term Loan for Mortgage Down Payment

By Magical CreditShort Term LoansSeptember 24, 20172 comments

Short Term Loan for Mortgage Down Payment Hi Magical Credit, I have been hearing many great things about the products and services that your company provides. I noticed that the loans you offer are ...AnswerHello, Thank you for your interest in borrowing with Magical Credit. We are a short-term private lender, our loans are from $500-$10,000 with 6 months and 12-24 monthly payment options. ...

Easy Approval Loans in Canada

By Magical CreditShort Term LoansSeptember 22, 20172 comments

Easy Approval Loans in Canada Hi, I am interested in applying for loan online through your company but was wanting to learn more about the process. How easy is it to get approved and how quickly ...AnswerHello, Thank you for contacting Magical Credit. Every applicant is different, to determine your qualifications for a loan we review your income and overall credit history. To qualify ...

Fast Pre-Approval Loans

By Magical CreditShort Term LoansSeptember 20, 20172 comments

Fast Pre-Approval Loans Hi there, I have been hearing the term pre-approval loans online quite I bit. I was just wanting to learn more about what this means and if it means I’ll be able ...AnswerHello, Thank you for contacting Magical Credit. Getting pre-approved with us means you have been qualified for a loan based on the information on your application. This information helps ...

Best Online Loans in Canada

By DariaReviewsSeptember 11, 20175 comments

Best Online Loans in Canada So I really really really needed a loan for back to school and these guys helped me out! You have no idea how Grateful i am! Your company is the best, and the fact that you offer help Canada wide is even more amazing. I referred you to my sister in ...

Small Personal Loans Canada

By Magical CreditShort Term LoansAugust 25, 20173 comments

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Small Personal Loans Canada I need a quick small personal loan and no other place will allow me to apply. What are some of the minimum requirements needed to qualify for the loan options listed on your ...AnswerHello! Thank you for the great question! Here at Magical Credit we offer loans to all kinds of different incomes and we provide Small Personal loans to bad credit as well as low income ...

Baby Bonus Loans NL

By Magical CreditSubsidy LoansAugust 21, 20171 comments

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Baby Bonus Loans NL I noticed that you offer baby bonus loans in NL, are these short term loans? What is the repayment structure like? AnswerHello! Thank you for your inquiry. Yes! We do offer baby bonus loans in Newfoundland; our loans are from $500-$10,000 from 6 months to 12-24 monthly, semi monthly, biweekly payment options. ...

NLCB Loans

By Magical CreditSubsidy LoansAugust 18, 20171 comments

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NLCB Loans I Heard That Requesting A Canada Pension Plan Loan Is A Possibility If Needed. How Does This Loan Work And Will I Be Taxed In Anyway?AnswerHello! Thank you for your question, we do offer baby bonus loans in newfoundland! If you receive a minimum of $600.00 a month and your income is directly deposited from your child tax you ...